corporate-credit-memo

Generates institutional-grade corporate credit application memoranda (Credit Memos) in English from uploaded annual reports, financial statements, or user-provided financial data. Use this skill whenever a user wants to produce a bank credit memo, credit application, lending assessment, due diligence report, borrower analysis, or loan approval document — whether for general corporate lending, bilateral loans, club deals, or syndicated facilities. Also triggers for requests like "analyse this company for a loan", "write up a credit paper", "prepare a credit committee memo", "assess this borrower", or "draft a credit application for [company name]". Designed for banking professionals including credit analysts, relationship managers, risk officers, and CROs. Applies UK/international banking standards with awareness of PRA supervisory expectations.